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Workers’ Comp Coverage That Saves Money & Gets You Covered Fast
No deposits
Pay-as-you-go premiums
24 Hrs Certificate of Coverage
We typically respond the same business day. We only work with A Rated carriers.
Avoid the State Risk Pool — Know Your Options
Many businesses overpay or struggle to find compliant workers comp coverage. We help you understand your options, get competitive pricing, and avoid expensive state risk pool programs — so you can focus on growing your company.
Get Peace of Mind — Save Money
Know your options with experts that understand your industry and have the negotiation power to get you in compliance and covered. We only work with A Rated carriers.
Unlike others, we have zero broker fees
Our plans have NO DEPOSITS
100% guarantee — we will get you covered
Avoid audits — we take care of that for you
Pay-as-you-go model
24 Hrs certificate of coverage
We provide USL&H coverage
“I was able to avoid the state risk pool and save on my premium. Have more time to grow my business as they are taking care of my payroll, HR, payroll taxes, and other tasks that were consuming my time as a small business. No more audits and end-of-year true-up premium payments.”
— Miguel Mateo, Handyman
Why Businesses Use a PEO?
40% higher revenue growth
14–16% lower turnover rates
50% less likely to go out of business
Why Our PEO Programs Are Different
Pay-as-you-go Workers Comp
Our PEO programs are unique and tailored for small to medium businesses. Rather than hefty down payments and traditional workers comp audits, you pay premiums based on real-time reported payroll.
Payroll Services
Don’t let big payroll companies nickel and dime you. If you choose payroll with us, your employees are eligible for free direct deposit with hassle-free processing
Expert Human Resources Support
We believes small business owners should focus on what matters most, growing your business! We have experts with years of experience on staff to handle all of your HR needs.
Additional Features
We cover all contractors
We help clients in the risk pool
We can handle multi-state companies
Geo tracking time card systems
Get your W2 on-boarded within a week
Direct deposit
Cyber Security CMMC readiness for Federal Government Compliance
No website for your business? we can create one for you
Frequently Asked Questions
Have a Question?
What is workers compensation?
Workers compensation is a line of insurance that covers employees from injuries that occur on the jobsite. It covers an injured employees medical bills and lost wages while they are out of work.
How much do PEOs charge for workers comp?
Workers Comp is a state mandated rate that is always percentage of your employees payroll.
What is a workers comp certificate?
A workers comp certificate shows your workers comp coverage limits, when your workers comp coverage started and when your workers comp coverage ends.
Why is my contractor asking for a workers comp certificate?
Your contractor requires you to provide a workers comp certificate because if one of your employees gets injured on the jobsite he does not want to be held liable.
How long does it take to get workers comp in place?
With each workers comp carrier it varies but due to the volume of business PREMIER Workers Comp sends to our preferred workers comp carriers you can get covered a lot faster than what your standard agent can offer.
What is co-employment?
A contractual arrangement in which the leasing company, also known as a Professional Employer Organization (PEO), is the official employer. Employment responsibilities are typically shared between the leasing company and the business owner.
Is workers comp required by law?
Yes, workers comp is required by law. If you have 1 employee in the construction industry it is required by law. For non-construction, for example, in FL when you have 4 employees it is required by law.
Why is workers comp hard to find for construction companies?
Workers comp coverage is harder to find for construction companies because construction companies are more likely to have employees that get injured on job sites so it is more risk to them so they will usually not write it. At PREMIER Workers Comp we have access to carriers that write all workers comp classification codes so if you are looking for a quote feel free to call or email us today.
How can I qualify for workers comp discounts?
There are many ways to get approved for a workers comp discount, some examples are good workers comp history or having a large group of employees that you need covered.
Are owners of a corporation considered employees?
Yes, your corporation that is registered is the employer and corporate officers of the company are considered employees.
Can owner operations qualify for workers comp coverage?
Yes, owner-operators do qualify for workers comp coverage.
Does the PEO work with my CPA?
PEO can run any report that the business owner needs, which the business owner can give to the CPA. The business owner can also give the CPA access to PEO portal (if applicable), or they can work with the business owner’s CPA directly.
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